Companies · PLUS
Business loans up to ₸200m
Loans to operating companies through a licensed AIFC platform: working capital, contract execution, equipment purchases.
up to ₸200m
loan amount
up to 12 months
term
from 5 business days
preliminary decision
monthly
repayments on schedule
Requirements
Who the loan is for
✓Operating business of at least 12 months
✓Verified revenue and a customer base
✓Transparent reporting and tax history
✓No active defaults
Collateral
Collateral and guarantees
Pledge of assets, owner guarantees, sureties. The type and valuation of collateral are stated for each deal; unsecured deals are flagged separately.
Loan diagram
How a loan works through the platform
From application to monthly repayments: company due diligence, committee decision, fundraising from investors and debt servicing on schedule.
Company
Collateral
Due diligence
Platform iKapitalist
Admission committee
Investors
Monthly payments on schedule
- Applicationcompany, amount, purpose of the loan
- Due diligencereporting, taxes, credit history, collateral
- Decisionadmission committee
- Fundraisingthe deal is published for investors
- Repaymentsmonthly on schedule
Platform investors provide the funds. The platform arranges the deal and services it as administrator.
The diagram illustrates the process. The terms of each loan — amount, term, rate and collateral — are set out in the deal documents.
How it works
How the review works
1
Application
Company, amount, purpose of the loan and contacts — via the form on this page.
2
Due diligence
Financial statements, tax data, credit history, litigation, ownership structure, collateral.
3
Decision
The admission committee decides based on scoring and expert opinion.
4
Fundraising
The deal is published on the platform with full disclosure for investors.
5
Repayments
Monthly payments on schedule; the platform services the deal as administrator.
Cost
Cost
Platform fee for arranging a loan or placement — a percentage of the amount raised. It is stated in the contract before the deal is published.
Questions
Frequently asked questions
01What are the requirements for a company?+
Operating business of at least 12 months, verified revenue, transparent reporting and tax history, no active defaults.
02How quickly is a decision made?+
For loans — a preliminary decision from 5 business days after receiving documents. Bond placement timelines depend on the structure and size of the issue.
Loan application
Response within two business days.
Minimum amount — 4,000,000 ₸
Please check: IIN/BIN (12 digits), phone, amount (from 4,000,000 ₸) and consent.
Request sent. We will contact you within two business days.
Other solutions